PNB IMPS Service Using Internet Banking, Mobile Banking & ATM: – PNB Digital Banking provides the PNB IMPS facility for the customer through PNB Net Banking, PNB Mobile Banking & ATM’s as well. The PNB account holder can transfer fund 24X7 within the Bank or Other Bank Accounts. PNB IMPS works on urgent basis as IMPS stands for Immediate Payment Service.
The Funds can be transferred using MMID & Mobile Number or Account Number & IFSC. The best thing of IMPS is you can use this service. IMPS works even on Bank Holidays such as Saturday, Sunday and other Holiday. Means you can use this service throughout the year. The customer can do IMPS using the following facility.
• Internet Banking
• Mobile Banking
PNB IMPS FAQs:
- What is IMPS?
Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service. The bank is extending it through various channels such as ATM, Internet Banking, Mobile Banking, etc. All the Public Sector & Major Private Banks are participating in IMPS.
- What is MMID?
Mobile Money Identification Number (MMID) is a seven digit unique number for an account, out of which the first four digits are the unique identification number of the bank offering IMPS. PNB customers can generate the MMID through Mobile banking, Internet banking & ATMs.
What is the daily limit of the transaction through IMPS in PNB?
Rs. 50,000/- per day. However, through SMS & NUUP variants, the limit is Rs.5000/- per day.
- What details are required in Order to add beneficiary an IMPS remittance?
In Order to add beneficiary under the account to transfer fund. Below mentioned will be required.
MMID based transfer:
MMID of the beneficiary
Mobile number of the beneficiary
Name of the beneficiary
- IFSC based transfer:
Account Number of the beneficiary
Name of the beneficiary
To enquire the IFSC Code Click Here
- How long does it take for the funds to be credited to the beneficiary account?
The funds transfer on real time basis without any delay
- Can a client receive remittance using the mobile number other than the one registered with the bank?
The customer can receive funds using the registered mobile number only.
- What are the charges for IMPS Transfers?
Bank charges Rs.5/- + Service tax per IMPS transfer. However, for updated information, please visit Fees link at Bank’s Corporate website www.pnbindia.in.